PROCEDURE AND PRELIMINARY INFORMATION FOR CREDIT CONSULTANCY APPLICATIONS

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1) The procedures for individuals or legal entities seeking consultancy services from our company regarding credit research are as follows:

a) The company or individual requesting consultancy must first inform us by email, signed and stamped, of the amount of credit requested for which project in which country and the reason for the consultancy request.

b) Attached to this email:

b1) A status report indicating the company's status and creditworthiness (You can obtain this Inquiry Report from https://www.businessplanltd.co.uk/about-8).

b2) You must have a Business Plan prepared in accordance with international standards and acceptable to us.

b3) FOR COMPANIES:

Tax Certificate

Certificate of Activity

Corporation Trade Registry Gazette

Signature Circular

Board of Directors' Decision on Capital Increase (if applicable)

Invoice Proving the Business Residence

ID Cards of Partners (photocopy)

Company Bank Information

 

FOR INDIVIDUALS WHO WILL TAKE OVER A COMPANY:

A photocopy of a certified identity document with a photo (Notarized passport or ID card, dated within the last 6 months)

Proof of residence (current residence certificate or electricity, water, landline telephone bills, bank credit card statement for the last month)

You can apply to our company with these documents.

2) If we accept your consultancy after our review, we will send you a consultancy agreement.

3) If the terms of the contract are mutually agreed upon, the contract will be signed. The contract period is 90 days. Signing the contract does not guarantee 100% credit coverage. If the loan is not secured according to the current conditions, you cannot make any claims against our company. According to this agreement, we cannot claim any material or moral losses and damages arising from agreements you make with third parties. If you unilaterally cancel the agreement or fail to comply with any of its provisions, you will pay a penalty of £25,000. This is a clause in our agreement.

4) Our company will never charge any fees under this consulting agreement under any name until your loan is credited to your bank account. (Additional services may be requested for a fee). If your collateral does not cover the loan amount, either partially or fully, an insurance policy can be issued in your name for the amount of the collateral you request. The cost of this insurance policy, valid until your loan repayment is completed, is 4.7% of the requested policy amount. It will be transferred to our company accounts by your bank, along with our 3% consulting commission, within 10 days of the loan being credited to your bank account. To guarantee these payments, a letter of guarantee or a letter of instruction to your bank is essential. All payments must include taxes, and an invoice will be issued. If you request money in our name, please let us know. Do not make any payments without our bank accounts or company receipts.

(The letter of instruction you provide to your bank regarding the total 7.7% you must pay us must not be from a Participation Bank or State Bank. Your instruction must be accepted by the bank, and the issuing branch's letter of acceptance must be verified by the Bank's external transactions.)

A sample estimated repayment table is provided below, and interest rates are approximate. Subject to change. A 15-YEAR TOTAL REPAYMENT SCHEDULE OF €10,000,000 WITH A FIVE-YEAR GRATITUDE AND 10-YEAR PAYMENT, WITH AN ANNUAL INTEREST RATE OF 3.25% (THE EURIBOR RATE FOR THAT YEAR WILL BE ADDED TO ALL INTEREST PAYMENTS)

 

€10,000,000 PRINCIPAL AMOUNT

4.7% €470,000 INSURANCE EXPENSE

3% €300,000 CONSULTANCY FEE

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€9,230,000 NET AMOUNT REMAINING FROM THE PRINCIPAL AMOUNT AFTER DEDUCTIONS

GRACY PERIOD: 5 YEARS

GRACY PERIOD: END OF YEAR 1 (31/12) €325,000 + EURIBOR

GRACY PERIOD: 2ND YEAR-END (31/12) €325,000 + EURIBOR

GRACY PERIOD: 3RD YEAR-END (31/12) €325,000 + EURIBOR

GRACY PERIOD: 4TH YEAR-END (31/12) €325,000 + EURIBOR

GRACY PERIOD: 5TH YEAR-END (31/12) €325,000 + EURIBOR

 

GRACY PERIOD: 10 YEARS

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GRACY PERIOD: 1ST YEAR-END (31/12) €1,000,000 + €325,000 + EURIBOR

GRACY PERIOD: 2ND YEAR-END (31/12) €1,000,000 + €288,000 + EURIBOR

PAYMENT PERIOD: END OF YEAR 3 (31/12) €1,000,000 + €260,000 + EURIBOR

PAYMENT PERIOD: END OF YEAR 4 [31/12) €1,000,000 + €227,500 + EURIBOR

PAYMENT PERIOD: END OF YEAR 5 (31/12) €1,000,000 + €195,000 + EURIBOR

PAYMENT PERIOD: END OF YEAR 6 (31/12) €1,000,000 + €162,500 + EURIBOR

PAYMENT PERIOD : END OF 7TH YEAR (31/12) €1,000,000 + €130,000 + EURIBOR

PAYMENT PERIOD : END OF 8TH YEAR (31/12) €1,000,000 +

PAYMENT PERIOD: END OF 9TH YEAR (31/12) 1.000.000€+ 65.000€+EURIBOR

PAYMENT PERIOD: END OF 10TH YEAR (31/12) 1.000.000€+32.500€+EURIBOR